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On 19th May 2021, the Senate Select Committee on Australia as a Technology and Financial Centre published their third issues paper. This issues paper talks to one of the revised terms of reference that were added to the Committee’s terms on 18th March 2021, namely opportunities and risks in the digital asset and cryptocurrency sector.

In relation to this term of reference, the Committee will focus on:

  • The regulation of cryptocurrencies and digital assets

In particular the Committee will focus on opportunities posed by blockchain and digital asset technology and look at a comprehensive regulatory framework for cryptocurrency and digital assets, taking examples from other comparable jurisdictions.

  • Issues relating to ‘debanking’ of Australian FinTechs

Following a number of high profile FinTechs that have had their bank accounts shut down, the Committee will look at the policy framework and role of regulators with debanking.

  • Policy environment for neobanks in Australia

Given recent developments with Xinja Bank and 86 400, the Committee will investigate the policy environment for neobanks to ensure competition.

  • Instances of corporate law holding back investment; and
  • Options to replace the Offshore Banking Unit.

Submissions can be made on the above and on Australia’s competitiveness more broadly by email: fintech.sen@aph.gov.au.

Submissions close on 30 June 2021.

 

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Charlotte Henry

Partner, Sydney

Charlotte Henry
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Julia Massarin

Executive Counsel, Melbourne

Julia Massarin
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David Curley

Senior Associate, Sydney

David Curley

Key contacts

Charlotte Henry photo

Charlotte Henry

Partner, Sydney

Charlotte Henry
Julia Massarin photo

Julia Massarin

Executive Counsel, Melbourne

Julia Massarin
David Curley photo

David Curley

Senior Associate, Sydney

David Curley
Charlotte Henry Julia Massarin David Curley