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The Prudential Regulation Authority is proposing to extend its rules about pre-issuance notification of capital (own funds) instruments. The proposed rules will apply to insurers and banks, but our briefing focuses on insurers.

We suggest that the PRA proposals are ill-considered and in some respects may be open to legal challenge. We also criticise the PRA's cost benefit analysis.

Our briefing, which can be found here, discusses how the PRA's proposals might be modified to produce a less onerous regime.

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