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Save As You Earn bonus rates will automatically change as a result of the reduction to the Bank of England Base Rate announced today.

The Monetary Policy Committee of the Bank of England has today confirmed a reduction in the Bank Base Rate to 4.75%. As a result of the way in which HMRC now sets Save As You Earn (SAYE) Bonus Rates (see our previous post here), there will be an automatic change to the 3-year and 5-year bonus rates for SAYE Share Option Schemes effective from 22 November 2024 (being the 15th day following the announcement of the change in the Bank Base Rate). 

From that date, SAYE launches will need to refer to the new bonus rates of 0.9 monthly contributions for a 3 year savings arrangement and 2.7 monthly contributions for a 5 year savings arrangement.  Employees who are already saving under existing SAYE savings arrangements are not affected by these rate changes, nor are employees who have already accepted an invitation to participate in an SAYE offer, provided that their first savings are credited to their savings accounts no later than 22 February 2025.

Key contacts

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Mark Ife

Partner, London

Mark Ife
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Paul Ellerman

Partner, London

Paul Ellerman
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Niall Crean

Senior Associate, London

Niall Crean
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Chris White

Senior Associate, London

Chris White
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Alexandra Bunge

Associate (New Zealand), London

Mark Ife Paul Ellerman Niall Crean Chris White