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Unit-linked insurance products have recently given rise to a number of regulatory issues. These cover:

  • mis-selling;
  • the responsibility of the insurer on the one hand and the intermediary on the other;
  • the impact of Solvency II on the calculation of technical provisions;
  • the liberalisation of the classes of asset which these policies may link to;
  • in the absence of harmonisation of conduct of business rules, whose country's rules apply to which products?
  • governance questions.

To find out more about these questions please read our e bulletin.