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Court of Appeal confirms insured's entitlement to a declaration of indemnity for cost of reinstatement of property damaged by fire
In Great Lakes Reinsurance (UK) SE v Western Trading Limited [2016] EWCA Civ 1003 the Court of Appeal confirmed that the court may make a declaration …
A guide to the Solvency II remuneration rules and final PRA guidelines
The PRA has issued its final supervisory statement(SS10/16) on the remuneration rules under Solvency II. Because the Solvency II regime came into force …
Brexit - Key issues for lobbying by insurers
Our latest "at a glance" guide identifies, in two pages, some of the key issues insurers may want to ensure are on the negotiating team's agenda. …
Insurance Act 2015 comes into force today
Today marks the day that the Insurance Act 2015 (the "Act") comes into force. This is the most significant reform of UK insurance law in over 100 …
Brexit - Impact on EEA insurers and non-EEA headquartered groups
This briefing considers the position of EEA firms who wish to access the UK insurance market post-exit. It also looks at the impact of …
Supreme Court holds that a settlement may be set aside for fraud even if fraud was suspected
The Supreme Court has held unanimously that, where a party seeks to set aside a settlement agreement on the grounds that it was induced to enter into …
Better rights against insurers of 'insolvent' entities – finally here
A key question in any litigation is whether the defendant can satisfy a judgment. Where the defendant is both insolvent and insured a further issue …
Supreme Court rules that a "collateral lie" is immaterial to the insurance claim
In Versloot Dredging BV and another v HDI Gerling Industrie Versicherung AG and Others [2016] UKSC 45, the Supreme Court held that policyholders who …
Getting insured values wrong under the Insurance Act 2015: can insurers avoid the policy, apply average or even 'double-dip' with proportionate remedies?
Property and business interruption insurance policies commonly include an average clause permitting the insurer proportionately to reduce the value of …
Brexit – Implications for insurers
The UK vote to leave the EU raises novel political and legal questions which neither side of the referendum campaign appears to have considered in any …
FCA Thematic Review TR16/2 - "Fair treatment of long-standing customers in the life insurance sector"
In March 2016, the FCA published a thematic review (TR16/2) entitled "Fair treatment of long-standing customers in the life insurance sector". In the …
Insurer's subrogation rights in relation to leasehold premises revisited
In Elizabeth Frasca-Judd v Galina Golovina [2016] EWHC 497 (QB), the High Court has held, applying Mark Rowlands v Berni Inns Limited …
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