Insurance Notes

AI, Big Data and insurance regulation

Court of Appeal holds insurers to the "clear terms" of the policy

The Court of Appeal has handed down its decision in ABN Amro Bank N.V. v Royal & Sun Alliance Insurance plc and others [2021] EWCA Civ 1789.  At …

Appointed Representatives reforms – ‘strengthening’ of existing regime for now but more fundamental changes likely

Leading Professional Services Litigator, Will Glassey, Joins Disputes Team In London

We are delighted to announce that as from 13 December leading professional services litigator, Will Glassey, has joined the Disputes team as a partner in …

FCA consults on the new Consumer Duty

The FCA has published Consultation Paper 21/36 (CP 21/36) which includes proposed new rules and guidance setting out a Consumer Duty which it considers …

Non-disclosure of criminal charges – first Insurance Act 2015 avoidance

The High Court has considered again the issue of non-disclosure of criminal charges against an innocent insured and found that an insurer could avoid a …

Lloyd v Google: a relief for insurers and policyholders alike but not the end of the story

In its recent judgment the Supreme Court has overturned the Court of Appeal’s decision in the high profile Lloyd v Google case, which would …

What's on the menu? Insurers must ask the right questions at placement

In Ristorante Limited T/A Bar Massimo v Zurich Insurance Plc [2021] EWHC 2538 (Ch), the Court considered the interpretation and legal effect of a …

COP26 and Insurance – A Complex Journey to Net Zero

COP26 and insurance – a primer

As nations convene in Glasgow for COP26, we assess the progress of the insurance sector as the market adapts its approach to one of the biggest risks …

Jurisdiction clause in insurance policy confers exclusive jurisdiction despite no express words to that effect

The High Court has interpreted a jurisdiction clause in an excess liability insurance policy as granting exclusive jurisdiction to the English courts, …

PRA Seeks to Clarify Meaning of "Insurance Holding Company"